Planning for Retirement

During your career your retirement may have felt like nothing more than a dot on the horizon. Now it's nearly here. Time to get ready.

 Planning for Retirement To get an estimate of your future pension benefit, based on a retirement date of your choosing, visit our pension estimate calculator.

If you’re a member of the NBPSPP, NBTPP, CBE SRP or CUPE Hospitals SRP, you will need your most recent Employee Statement of Pension Benefits to obtain an estimate. Don’t have a copy? Contact us at 1-800-561-4012.

Applying for your pension is easy, but it’s important you follow the timelines below to ensure you have everything ready for your retirement date (click here to download this as a checklist).  Retirement Checklist
12 Months Prior to Retirement
  • Contact us to request a formal pension benefit estimate
  • Collect your required documentation, including:
    • Government Issued Identification (NB Driver’s Licence, Passport or Birth Certificate)
    • Marriage Certificate or Common Law Partner Declaration
    • Spouse’s Birth Certificate (if applicable)
  • For information regarding the Canada Pension Plan (CPP) and Old Age Security (OAS), visit
6 Months Prior to Retirement

Contact your employer to complete a Retirement Application form – congratulations, you’re almost there!

  • Once we receive your Retirement Application form, you can expect to receive your benefit options within 60 days.
  • Once you receive these options, select your preferred pension option and return the completed package to us as soon as possible.
  • If you have any questions relating to your options, contact our Member Services team at 1-800-561-4012.
Retirement Planning Resources

Visit the Retirement section of Money Matters for a collection of Vestcor and third-party resources.