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Explaining the Cost of Living/IAB Increase – January 1, 2020 (NBTPP) Explaining the Cost of Living/IAB Increase – January 1, 2020 (NBTPP) Explaining the Cost of Living Increase – January 1, 2019 (NBTPP) Explaining the Cost of Living Increase – January 1, 2019 (NBTPP)